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PRIVACY
Statement of Purpose
The purpose of the Privacy Policy is to protect the security and confidentiality of information pertaining to bank customers by providing guidelines that effectively secure customer information from unauthorized access.
The confidentiality of customers' records is a basic ingredient of our banking practices. Intercontinental Bank's Privacy Policy is formulated to maintain the tradition of trust between the Bank and its customers.
This notice accurately summarizes our policies and practices regarding the collection, use, retention, and security of nonpublic personal information from customers who obtain a financial product or service from the Bank, primarily for personal, family or household purpose.
Information Collected
We may collect “nonpublic personal information” about you from the following sources:
- Information we receive from you on applications or other loan or deposit account forms;
- Information about your transactions with us, our affiliates, or others.
- Information we receive from nonaffiliated third parties, such as, credit bureaus.
Non-Public Personal Information
“Non-public personal information” means any personally identifiable financial information about you that is not publicly available.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations.
Information Disclosed
We do not disclose, and do not reserve the right to disclose, nonpublic personal information about our customers or former customers to any affiliates or to any third parties, except as permitted by law.
We are permitted under law to disclose nonpublic personal information about you to our affiliates and third parties in certain circumstances, such as to complete the normal course of transactions which you have requested.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy practices and procedures described herein.
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